Welcome to our mortgage blog, your go-to source for the latest updates, expert advice, and insights into the ever-evolving mortgage market.

Whether you’re a first-time buyer taking your first steps into homeownership, an experienced homeowner considering refinancing, or a landlord managing multiple properties, our articles cover a wide range of topics tailored to your needs.

Navigating the complexities of the UK mortgage market can be challenging, but The Mortgage Centre Essex is here to guide you. Explore our blog for trusted information, market trends, and practical tips to help you make confident decisions about your mortgage and financial future.

Buying from your landlord (concessionary purchase)

So, your landlord has just told you that they intend to sell the property that you are renting from them, and youwant to know if you can buy it? The short answer is, yes, it's possible! This sort of situation can throw you into turmoil, am I going to be homeless? Am I going to be able to afford a similar rental? Am I going to have to leave the area I love?  First off, speak to your landlord, this isn't generally an easy decision for them either and more frequently we are seeing...
Read More